Live on XRPL Mainnet · priced per desk, not per query

Two questions. One ledger read. One answer.

Compliance tooling reads account flags and never opens the order book. Market terminals read the book and never look at who can freeze the balance. A desk holding an issued asset has to answer both — am I allowed to move this, and could I actually get out of it — and answering them from two systems at two moments produces a position that looks fine in each and is not. NOSHASHI reads both sides of the same validated ledger state, in the same second, and reconciles them into one verdict.

All plans read XRPL Mainnet. There is no testnet mode, because a compliance answer about a test network is not an answer.

01 / Plans

Three tiers, and one of them is not a product

The free tier exists so you can check our arithmetic against an address you already know the answer for, before any money changes hands. It is not a starter plan and we do not pretend it scales into one. Pro is the working tool for a desk. Institutional is the contract, the controls and the API.

Annual is 10 × monthly — two months free

FREE

forever · no card, no trial clock

One operator, one address at a time. Everything runs on your own machine against public nodes.

How we prove the product before you pay

Full console and menu bar HUD
Unlimited local gate checks
Ledger sync — four public nodes compared side by side
Inbox — spot impersonated tokens addressed to you
Token rights — check an NFT before you buy it
On-device compliance agent
CSV audit export
Binary integrity verification
Community support

Download the console

No account required to run a check. Nothing you type is sent anywhere we control.

PRO

$749

per seat / month

Trading desks and funds carrying a book of issued assets across more than one wallet.

Self-serve · card · start in a minute

Everything in Free
Redemption stress testing — what the whole book would actually realise, routed across the DEX and the AMM together and shocked for depth that walks away
Multi-wallet portfolios with live gate status
Settlement forensics — what a transaction delivered, not what it requested
Order book integrity — quoted depth against depth that can actually fill
Counterparty provenance — account age and who funded it
Issuer freeze-rights analysis — know who can immobilise your balance
Counterparty concentration (HHI) across the settlement book
Treasury control surface — how few signers can move a balance
AMM pool governance — who votes the fee, and who holds the discount
Persistent adjudication ledger — 10,000 verdicts, survives restart
Editable policy rule set — your thresholds, not ours
Issuer drift monitor — native alert the moment an issuer freezes you
5,000 API verifications included
Priority support — one business day

Stripe Checkout. Cancel any time from the billing portal; access runs to the end of the period you have paid for. Per seat, and a seat is a person.

INSTITUTIONAL

$4,000

per month · unlimited seats

Regulated venues, custodians, issuers and anyone whose adjudications an examiner will eventually read.

Contact sales · MSA required · invoice

Everything in Pro, unlimited seats
SSO — SAML 2.0 or OIDC, with SCIM provisioning
Immutable audit log of every adjudication, export, key issuance and settings change
Bulk portfolio monitoring — unlimited wallets, stress runs on a schedule
Custom alert logic — your own thresholds, expressions and destinations
Compliance API keys and webhooks
Issuance surveillance — who holds your paper, and how concentrated
Travel Rule (FATF R.16) scoping across every settlement
Signed audit export — SHA-256 chain-of-custody for examiners
Offline adjudication — run on a segregated network from captured state
Regulator read-only seats
White-labelled wallet
100,000 API verifications included
99.9% uptime SLA with service credits
Dedicated onboarding and a named support contact
Invoice, ACH, wire or NET-30 terms

Contact sales

Not available by card. Institutional access requires an executed MSA, and a payment that clears before anyone has signed one would create an entitlement with no contract behind it.

02 / Comparison

What each tier actually entitles you to

Rows are capabilities, not adjectives. Where a limit is a number it is stated as a number.

Entitlements by tier. API verification counts are per month and do not roll over.
Capability	Free	Pro	Institutional
Commercial
Price	$0	$749 / seat / mo	$4,000 / mo
Annual prepay	—	$7,490 / seat	$40,000
Seats	1	Per seat	Unlimited
Purchase route	Download	Stripe Checkout	Contact sales
Payment methods	—	Card	Invoice, ACH, wire, NET-30
Contract	Standard terms	Standard terms	MSA + DPA + SLA
Adjudication
Local gate checks	Unlimited	Unlimited	Unlimited
Addresses under watch	1 at a time	Portfolios	Unlimited
Adjudication ledger	Session only	10,000 verdicts, persistent	Unlimited, immutable
Editable policy thresholds	—	Yes	Yes
Offline adjudication	—	—	Yes
Market and liquidity
Order book integrity	—	Yes	Yes
Issuer freeze-rights analysis	—	Yes	Yes
Redemption stress testing	—	On demand	Scheduled + signed
Counterparty concentration (HHI)	—	Yes	Yes
Issuance surveillance	—	—	Yes
Integration
Compliance API	—	—	Yes
API verifications included	—	5,000 / mo	100,000 / mo
API rate limit	—	50 req/sec	Negotiated
Webhooks	—	—	Yes
CSV export	Yes	Yes	Yes
Signed export (chain-of-custody)	—	—	Yes
Governance
SSO (SAML 2.0 / OIDC)	—	—	Yes
SCIM provisioning	—	—	Yes
Immutable audit log	—	—	Yes
Regulator read-only seats	—	—	Yes
Travel Rule (FATF R.16) scoping	—	—	Yes
White-labelled wallet	—	—	Yes
Support
Support channel	Community	Priority email	Named contact
First response target	Best effort	1 business day	See SLA
Uptime SLA	—	—	99.9% with credits
Onboarding	Self-serve	Quickstart + docs	Dedicated

03 / Why the join is the product

A mark-to-mid portfolio value assumes two things that are false

It assumes every unit sells at the touch, and it assumes nobody can stop you selling. Redemption stress testing prices both. It routes a full exit across the resting DEX book and the AMM pool together, applies a stated depth shock, charges you for competing with your own other lines on the same issuer, and discounts balances the issuer retains the right to freeze. What comes out is one number a risk committee can interrogate — and a waterfall showing exactly where the gap between mark and recoverable went.

ROUTED, NOT ASSUMED Book-only exit simulation understates thin markets, because a pool is real depth priced by a constant product rather than a queue. Both venues are walked and the split is optimised.

DEPTH COUNTED ONCE Two lines on one issuer are one market. Assessed independently they both look liquid against the same depth. The contention is measured and given its own line.

DISCRETION PRICED A balance behind freeze rights is worth less than one that is not. The haircut is a parameter you set and can defend, not a constant buried in a formula.

04 / Questions

The four we are asked before every purchase

Why is there nothing between free and $749?

Because there is no capability we could honestly put there. The jump from Free to Pro is not a jump in volume, it is a jump in kind: Free answers a question about one address, and Pro answers questions about a book — which requires persistent state, multi-wallet reads, and the liquidity engine. There is no half-book.

A $199 tier would have to be Pro with an artificial cap on it. We would be charging you to remove a limit we invented, and you would be sizing your desk around our pricing page instead of around your positions. If $749 is not obviously worth it for your book, the honest answer is that you should stay on Free until it is.

Can I cancel?

Pro: yes, at any time, from the Stripe billing portal without contacting us. Cancellation stops the next renewal; access continues to the end of the period you have already paid for, and we do not pro-rate a partial month back. There is no cancellation fee and no notice period.

Institutional: the term and notice period are whatever the executed MSA says. The default we propose is twelve months with thirty days' notice before renewal, but that is a negotiating position rather than a policy.

In both cases your adjudication history stays exportable for thirty days after the subscription ends, so a lapsed account never means a lost audit trail. Free keeps working.

Do you offer trials?

Not as a time-boxed trial of Pro, no — and that is deliberate. A fourteen-day trial of a risk tool is the wrong shape: the thing you want to know is whether our reading of an issuer matches yours, and you can establish that on the free tier against an address you already understand, with no clock running and nothing to cancel.

For Institutional, the equivalent of a trial is a paid pilot with a defined scope and a stated success criterion, normally one month. We would rather agree what would make it a failure up front than hand over a login and hope.

What payment methods are available for Institutional?

Invoice against a purchase order, ACH, or wire. NET-30 as standard, and longer terms are negotiable as part of the MSA. Annual prepay is invoiced once at $40,000.

We do not take cards for Institutional. It is not a technical limitation: the tier carries an SLA, a DPA and regulator access, and none of those exist until a contract is signed. Letting a card payment complete first would provision an account whose obligations nobody had agreed to.

Procurement paperwork — security questionnaire, DPA, sub-processor list, insurance certificates, W-9 — is available on request before you commit to anything. Ask institutions@noshashi.app.

05 / What you are buying

And what you are not

NOSHASHI is informational tooling. It reads validated XRPL state and reports what that state implies under rules you can inspect and change. It does not provide investment advice, does not recommend transactions, and is not a substitute for your own compliance programme, your own legal counsel, or your own judgement about a counterparty.

Every figure it produces depends on ledger state at the moment it was read, and every verdict carries the ledger index it rests on for exactly that reason. Nothing here is a warranty that a transfer will settle, that an issuer will behave, or that liquidity observed at one moment will be there at another. Trading and settlement decisions remain yours.

Full terms, privacy policy and accessibility statement: noshashi.app/legal.