Customer Asset Protection
Is my balance backed?
An institution that holds its customers' XRP can prove, from the XRP Ledger, that the balances it owes are backed by the accounts it names, that yours is counted, and what it has set aside to make customers whole if it fails. NOSHASHI reads the ledger every day and publishes what it finds. Check it here; nothing below asks you to trust the institution or NOSHASHI.
CHECK THAT YOUR BALANCE IS COUNTED
Your institution sends you one line of its proofs file. Paste it with your customer id. The check runs in this browser: your id and balance are not sent anywhere.
WHAT THIS IS NOT
It is not insurance. NOSHASHI does not guarantee deposits and does not pay claims, and no government scheme stands behind a program shown here. It verifies and publishes what is on the ledger: what the institution holds, what it owes, and what it has locked away for its customers.
HOW TO READ IT
Backed compares the XRP in the named reserve accounts with the total the institution published as owed. Secured counts only protection-fund XRP no single key can move: locked in escrow until a date, or held under a signer list with the master key disabled.